Whether you're solo under a lift, running a 12-bay shop, or doing diesel work for a fleet — Shop Floor Health finds mechanics health, accident, hearing, and disability coverage that takes the trade seriously. Free advisor guidance. No pressure.
Top comments from advisors who specialize in trade coverage. Read before you shop a plan on your own.
Brake fluid, transmission fluid, solvents, exhaust. Long-term cancer and respiratory risk profile underwriters consider. Comprehensive medical coverage matters.
Air tools, impact wrenches, shop equipment. One of the most prevalent occupational conditions in the trade. Hearing supplement and vision/hearing add-on coverage exists.
Heavy lifting, awkward postures, repetitive impact. Comprehensive PT and orthopedic coverage matters.
Real-world coverage paths the community keeps coming back to. Sorted by upvotes.
Comprehensive coverage with subsidy calculation for self-employed mechanics.
See details →Cash benefits for burns, cuts, eye injuries, hearing damage.
See details →Income replacement for back injuries and recovery time.
See details →Group health for the techs that built the shop's reputation.
See details →Often skipped. Mechanics have above-average dental wear from physical work.
See details →The two trade-specific senses to protect first.
See details →Each thread has its own coverage rhythm. Pick yours.
Independent, no employer benefits, often working mobile or out of a small leased bay.
Hiring competition, group plan setup, employee retention.
Heavy-duty work, different exposure profile, fleet work and OTR diesel.
Paint booth chemical exposure, respiratory profile, sanding and finishing risk.
Four steps. No call-center loop. No bait quotes.
Trade, income, household, state.
3–5 plans shortlisted within 24 hours.
Plain-language comparison, no marketing copy.
Your advisor is your point of contact year-round.
Real techs, real owners, real coverage outcomes.
"I'd been quoted on the marketplace and it looked expensive. Shop Floor's advisor reworked it for my 1099 diesel income and the subsidy I qualified for cut it dramatically."
"Group plan setup for our 8 techs took two calls. Three options on the table, we picked the middle tier, and I kept two techs who were ready to leave for a bigger shop."
"Switched from COBRA to an ACA Silver plan with Shop Floor's help. I save real money and keep my doctors. Should have done this a year ago."
24-hour callback. No fees. No spam.
Sorted by upvotes. Click to expand each answer.
Field guides written for the trade, not the marketing department.
What every wrench-turner needs to know about ACA subsidies, group plans, and pairing accident coverage with major medical.
The two long-term conditions most underwritten plans ignore — and the supplemental coverage that closes the gap.
Retention math, carrier comparison, and the 2–15 employee setup that owners actually use.