Insurance Insights & Guides
Plain-English guides on health, dental, vision, supplemental, and family insurance — written by licensed agents who do this every day.
Accident Coverage for Mechanics: Worth It?
Whether supplemental accident coverage earns its keep for auto mechanics working around risk daily.
Small Auto Shop Group Coverage Options
How small auto shops weigh group plans against ICHRA to keep good techs.
Health Insurance for Independent Auto Mechanics
Coverage for independent mechanics and shop owners working steady margins without a group plan.
The Real Cost of Going Without Dental Insurance (And the Fix That Costs $19/Month)
What looks like saving $200 on a cleaning often becomes a $3,000+ problem 18 months later. Here's the math nobody shows you before you cancel your dental plan.
What Is Supplemental Insurance — And Does Anyone Actually Need It?
Your health insurance covers the doctor. Supplemental insurance covers your rent, your car payment, and the income you stop earning while you recover.
Open Enrollment 2026: Everything You Need to Know Before November 1
Your one guaranteed chance each year to switch, upgrade, or enroll in a health plan — with no qualifying event required. Here's how to prepare.
Family Health Insurance: How to Choose the Right Plan When Other People Are Counting on You
Four people, four sets of doctors, four different prescriptions — and one budget. Here's the framework we use to pick family plans without losing your mind.
Is Health Insurance Tax Deductible for Self-Employed Mechanics? (2026 Guide)
If you run your own shop, work 1099, or drive a mobile rig, your health insurance premiums are almost certainly deductible — above-the-line, no itemizing required.